This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

Long Term Care Planning

//Long Term Care Planning

Long Term Care Planning

The likelihood of using long term care services increases as we age or if we are disabled. So, planning ahead for your own or a loved one’s long term care is best, but that may not be possible for everyone. Finding a way to pay for long term care is a major concern because it can be expensive, particularly nursing home care. Many people prefer alternatives to nursing home care, such as assisted living arrangements or home health care and other community services.

There are several resources for estimating the current cost of long term care in the state where you live. The cost of care can range from $17,000 to $79,000 per year depending on the type of care needed and where the care is provided. Therefore, it’s important to plan for long term care costs. The resources for long term care include: Medicare, Medicaid (if you meet eligibility requirements), Long Term Care Insurance, and Personal Resources.

Long Term Care Insurance

You may own or purchase a long term care insurance policy. Long term care insurance may have less costly premiums if purchased while you are younger because the cost of a policy rises with age. This does not mean purchasing a long term care insurance policy later in life will not benefit you. Purchasing a long term care insurance policy is something you may want to discuss with a financial planner.

The Maryland Insurance Administration maintains a list of the insurance companies that are approved to sell individual long term care policies in Maryland.  The link that follows will take you to the list:

http://insurance.maryland.gov/Consumer/Documents/publicnew/ltc-indinspol.pdf

2017-02-15T20:32:59+00:00

Leave A Comment